Calculate cap rate, cash-on-cash return, rental yield, NOI, DSCR, and comprehensive property investment analysis
❌ Poor Investment - Not recommended unless significant improvements can be made
Work out whether a property is a good investment. This rental yield calculator gives gross yield, net yield, cap rate, cash-on-cash return and monthly cash flow from purchase price, rent, expenses and financing, and projects ROI over your holding period including appreciation and loan pay-down.
Use it for buy-to-let in the UK, rental property in the US, or flats in Indian metros — and compare properties side by side to pick the one with the best risk-adjusted return.
Net yields of 5–8% are considered good in most markets; UK buy-to-let often targets 5–7%, US rentals 6–10%, while Indian metro flats frequently yield only 2–3% and rely on appreciation.
Gross yield = annual rent ÷ purchase price × 100. Net yield subtracts vacancy and running costs from rent first. A ₹1 crore flat renting at ₹30,000 a month has a gross yield of 3.6%.
Cap rate = net operating income ÷ property value (ignores financing). Cash-on-cash = annual pre-tax cash flow ÷ cash invested (down payment + costs), which shows the return on your own money when you use a loan.
Property tax, insurance, maintenance (1–2% of value/yr), society or HOA fees, management fees, vacancy (5–8%) and repairs reserve.
Yes — enter average nightly rate × expected occupied nights as the monthly rent and add higher cleaning and management costs.